Employee Benefits

Dana Holman
Dana Holman
Benefits Specialist

Phone: 708-367-8334
Email: [email protected]

Get Ready! It is time for open enrollment!

Open Enrollment will begin on May 9, 2022, and end on May 20, 2022. Any changes to your health, dental or vision benefits will be effective September 1, 2022, through August 31, 2023.

ACTION IS REQUIRED!
We have many changes to our benefits, so this year is an “active” enrollment. If you want insurance for the 2022-2023 plan year, you MUST go into the Skyward portal and elect coverage! Please be sure to review all brochures, videos, and rates pertaining to this new coverage.

Medical will remain with Blue Cross Blue Shield of IL (BCBSIL), Dental Insurance & Vision will now also be with Blue Cross Blue Shield of IL. There will be rate increases and plan changes for several lines of coverages, please see the changes in Staff Benefits Summary & Rates 2022-23.

WHAT’S NEW OR CHANGING?

Medical – BlueCross BlueShield of IL (BCBSIL)

We continue to offer a choice of medical plans: a PPO Plan (Blue Choice Options “small” network + PPO “large” network), and an HMO Plan (BlueAdvantage network).

The PPO Plan will move to the “Performance Drug List”. Impacted members will receive a letter in the mail.

Everyone who enrolls in medical coverage will receive a new ID card. Be sure to open all mail so you don’t mistake it for junk, and be sure to share your new ID with your doctors and pharmacies.

Dental & Vision – BlueCross BlueShield of IL (BCBSIL)
BlueCross BlueShield of IL will be our new carrier for dental & vision

Dental
In addition to BCBSIL being our new dental carrier, there are also some benefit enhancements:

  • Coverage for Posterior Composites as “basic services”, previously not covered
  • Out-of-network claims processed at the 90th percentile “Usual & Customary”, previously Maximum Plan Allowance

Please visit www.bcbsil.com/find-care/providers-in-your-network/find-a-dentist to check if your dental providers are in the BlueCare Dental PPO network.

Everyone who enrolls in dental will receive a new ID card. Be sure to open all mail so you don’t mistake it for junk, and be sure to share your new ID with your dental providers.

Vision
In addition to BCBSIL being our new vision carrier, there are also some benefit changes:

  • In-network exam copay $10, previously $20
  • Lenses: in-network copay $25, previously $20; out-of-network $55 allowance, previously $60
  • Standard progressive lenses in-network copay $90, previously $85
  • Scratch coating in-network copay $0, previously $15; out-of-network $55 allowance, previously not covered

Please visit www.bcbsil.com/find-care/providers-in-your-network/vision to check if your vision providers are in the BCBSIL Vision Plans network.

Everyone who enrolls in vision will receive a new ID card. Be sure to open all mail so you don’t mistake it for junk, and be sure to share your new ID with your vision providers.

NEW VOLUNTARY BENEFITS! – Accident & Critical Illness

We are pleased to offer you and your family additional insurance plans on a voluntary basis. Similar to “Aflac” plans, the accident and critical illness plans help fill the gaps for out-of-pocket expenses for covered injuries and illnesses. Both plans also include a Wellness Benefit, where you can be paid $50 per year per person who gets a wellness screening (which is free through your BCBSIL medical insurance!).

More information about these plans is forthcoming! Note that participation requirements must be met to bind coverage.

New Coverage Videos for Accident & Critical Illness: PLEASE WATCH
Accident (1:09)
Critical Illness (1:33)

How-to Complete Open Enrollment in Employee Access

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